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The Cloud Team
Cheryl Cloud / Jacob Cloud
NMLS ID #: 545242 / #1713927
Office: (404) 310-3753
Mobile: (770) 653-3512
Fax: (678) 680-5677

Meet CherylE-mail Cheryl | Apply Now

Cheryl Cloud is a Cherokee County native with a desire to serve others. With over 37 years in the Banking Industry, Cheryl brings a great deal of knowledge and understanding to each of her transactions. Cheryl loves walking her clients through the mortgage process and supporting them along the way. She is never too busy to reply to an email or text from one of her customers. As a result of her hands-on approach, many of Cheryl’s clients come back and work with her on their next purchase or refinance or refer her services to others. With tremendous knowledge of current mortgage programs, including VA and FHA programs, it is clear that Cheryl is ready to meet her customer’s needs. For the past 7 years, Cheryl has been recognized as a Gold Member of the Mortgage Bankers Association. Cheryl and her husband Lamar currently live in Cherokee County and enjoy spending time with their three children and three grandchildren.

Meet Jacob | E-mail Jacob | Apply Now

Jacob Cloud has been helping his clients navigate financial decisions for nearly a decade. His
personal attention to his customer’s long- and short-term goals is what sets him apart from
online lenders. A Cherokee County native, Jacob is well-known with local builders and real estate
professionals, and he and his team of experienced industry veterans are always ready to help you
throughout the mortgage process, from application through closing.

Customer Testimonials

Cheryl made it very easy, she was on top of everything, very responsive and worked with us on solutions. This was the best experience we've had this far while purchasing a new home. We will use BankSouth and Cheryl Cloud for all future home purchases, and highly recommend her for anything, even thinking of purchasing a new home. Cheryl Cloud really ROCKS.

Raul M.

Cheryl went far and beyond to help me. Every question I had she would find an answer right away. She is very knowledgeable of what she's doing and very interested in your loan to make it as smooth as possible. I would recommend Cheryl to anyone that is looking for a loan. She is very dedicated to the client that she's working for. If I could not meet her she would come to me and there's not many that will do that to help you that much. Again, thank you, Cheryl, for all of your wonderful help.

Beverly R.

I'm an agent myself and I always recommend Cheryl to my buyers that want to close on time.


The best mortgage experience I've ever had!

R.M. and R.M.

Communication was timely, professional and clear. There was never any doubt in our mind as to what was going on, where we were in the process and what (if anything) we needed to be doing. When you only go through this every fifteen years or so, it can be a bit daunting. We never felt lost.

Doug D.

Cheryl and her team were so helpful throughout the entire process from application to closing! As first-time homebuyers we had lots of questions and all who assisted were prompt, courteous, and professional. Big thanks to Cheryl, Julie, and Iva!!

Jessica M.

Very friendly and courteous through the whole process.

Jeremy E.